All truth passes through three stages. First, it is ridiculed. Second,
it is violently opposed. Third, it is accepted as being self-evident.
The essence of this book came about as a result of my coming to grips with the realization that the financial world has changed. Every day I turn on the television and watch the stock market roller coaster go up and down, politicians argue back and forth, civil unrest taking place all around the globe and Americans sitting on pins and needles anxiously awaiting the next event that will bring down the entire system.
I mention these items in particular because they all play a part in formulating this massive financial juggernaut we call the global economy—a world that has become intricately interconnected financially. A world where not only do retirees now worry about losing their money as a result of greed and corruption but now must worry about international governments and financial markets causing their retirement accounts to plunge trillions of dollars in less than a week. In Exiting the Matrix: How Conventional Wisdom is Ruining Your Financial Future I not only wanted to prove that there was a financial matrix (a biosphere of manipulation and miseducation about money) but also to show a system that is engineered to keep individuals on a path to nowhere.
My basis all stemmed from one simple question—if the stock market did not exist what would people do with their money? I believe it to be a poignant question and one that I believe many people never stop and truly think about. We are constantly bombarded with the notion that we must put the lion’s share of our money into the stock market or else face financial ruin in the future. Unfortunately research continues to show that the vast majority of people are still facing financial ruin in the future despite their best efforts of trying to keep money in the market.
Inherently we believe that giving our money to people we’ve never met, who supposedly have a skillset we can’t possess and entrust them to make decisions we’re presumably incapable of making ourselves seems a bit absurd. Yet millions of people do just that each and every day and are none the wiser for it. This is a financial system that requires that people take their hard earned money, assume 100 percent of the risk but receive only 70 percent of the return (don’t forget both Wall Street and Uncle Sam have to get paid). We live in a world where a quick glance at the Forbes 400, a listing of the richest people in America, reveals not one person who has made the list by investing in mutual funds yet finds people who have made their riches by managing them.
Exiting the Matrix is more than a book that just trashes Wall Street or the stock market, it is a call to action for people to get educated and open their minds. It is a book that challenges you to be different, to think different, to choose a different path and do something different from what your friends and neighbors might be doing with their money. It is a book that tells you that good is bad and bad is good. It is a book bold enough to be written about money and personal finance by someone without a television or radio show or following of millions of people. Finally, it is a book with a vision that it can open the minds of the people who are brave enough to read it and a hope that the financial future for those will be much brighter as a result.
Brian J. Fischer